:root{--black:#090909;--white:#fff;--off:#f5f3ee;--line:#ddd8cf;--gold:#c8a14a;--gold-dark:#80601f;--text:#202020;--muted:#626262}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:90px}
body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--text);background:var(--off);line-height:1.6}
a{text-decoration:none;color:inherit}
a:focus-visible,button:focus-visible,input:focus-visible,textarea:focus-visible,select:focus-visible{outline:3px solid var(--gold);outline-offset:3px}
img{max-width:100%;display:block}
.container{width:min(1180px,calc(100% - 40px));margin:auto}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line)}
.nav{min-height:80px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.logo-link img{width:250px}
.main-nav{display:flex;gap:24px;align-items:center;font-weight:600;font-size:14px}
.nav-cta{background:#111;color:#fff;padding:11px 17px}
.menu-button{display:none}
.hero{background:linear-gradient(90deg,#050505 0%,#111 48%,#332816 100%);color:#fff}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;min-height:650px}
.hero-copy{align-self:center;padding:80px 50px 80px 0}
.eyebrow{font-size:12px;font-weight:800;letter-spacing:.16em;color:var(--gold-dark)}
.gold{color:var(--gold)}
h1,h2,h3{line-height:1.12}
h1{font-size:clamp(48px,6vw,78px);letter-spacing:-.04em;margin:12px 0 24px}
.hero-text{font-size:20px;color:rgba(255,255,255,.78)}
.hero-actions{display:flex;gap:14px;margin:34px 0 44px}
.button{display:inline-flex;align-items:center;justify-content:center;min-height:50px;padding:0 22px;border:1px solid transparent;font:inherit;font-weight:700;cursor:pointer}
.primary,.gold-button{background:linear-gradient(135deg,var(--gold),#e1c276);color:#111}
.secondary{border-color:rgba(255,255,255,.45);color:#fff}
.hero-benefits{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.hero-benefits article{display:flex;flex-direction:column}
.hero-benefits span{font-size:13px;color:rgba(255,255,255,.65)}
.hero-portrait img{width:100%;height:100%;object-fit:cover;object-position:center top}
.section{padding:95px 0}
.section-head{max-width:780px;margin-bottom:45px}
.section h2,.calculator-section h2,.contact-section h2{font-size:clamp(34px,4vw,52px);letter-spacing:-.035em}
.section-head p{color:var(--muted);font-size:18px}
.service-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:16px}
.service-grid article{background:#fff;border:1px solid var(--line);padding:26px}
.service-grid span{display:inline-grid;place-items:center;width:40px;height:40px;border:1px solid var(--gold);border-radius:50%;color:var(--gold-dark);font-weight:800}
.service-grid p{color:var(--muted);font-size:14px}
.calculator-section{background:#0a0a0a;color:#fff;padding:85px 0}
.calculator-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:70px}
.calculator-card{background:#151515;border:1px solid #333;padding:28px}
.calculator-card form{display:grid;gap:15px}
.calculator-card label{display:grid;gap:7px;font-weight:700}
.calculator-card select{padding:13px;background:#222;color:#fff;border:1px solid #666;font:inherit}
.result{margin-top:20px;font-size:22px;color:#e4c774}
.profile-section{background:#ece8df}
.profile-grid{display:grid;grid-template-columns:.75fr 1.25fr;gap:70px;align-items:center}
.profile-image{height:650px;overflow:hidden;border-radius:8px}
.profile-image img{width:100%;height:100%;object-fit:cover;object-position:center top}
.check-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}
.check-grid span{background:#fff;padding:12px;border:1px solid var(--line)}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.steps article{background:#fff;padding:24px;border-top:4px solid var(--gold)}
.steps span{font-size:42px;font-weight:800;color:#9b772c}
.contact-section{background:#080808;color:#fff;padding:90px 0}
.contact-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:80px}
.contact-section p{color:rgba(255,255,255,.72)}
.contact-section address{font-style:normal;color:rgba(255,255,255,.8)}
.contact-section a{color:#e1c276}
.social-link{margin-top:28px}
.contact-section form{background:#fff;color:#111;padding:28px;display:grid;gap:15px}
.contact-section label{display:grid;gap:6px;font-weight:700}
.contact-section input,.contact-section textarea{width:100%;padding:13px;border:1px solid #aaa;font:inherit}
.form-note{margin:0;color:#555!important;font-size:13px}
.hp-field{position:absolute!important;left:-10000px!important;width:1px!important;height:1px!important;overflow:hidden!important}
.form-status{min-height:24px;margin:0!important;font-weight:700}
.form-status.success{color:#176b37!important}
.form-status.error{color:#a12424!important}
.contact-section button:disabled{cursor:wait;opacity:.7}
.footer-grid{display:grid;grid-template-columns:1fr 1fr 1fr;align-items:center;gap:30px;padding:42px 0 20px}
.footer-grid img{width:230px}
.footer-grid div{display:flex;justify-content:end;gap:18px}
.legal{border-top:1px solid var(--line);padding:18px 0;color:#777;font-size:12px}
.back-link{font-weight:700}
.legal-page{padding:70px 0 100px}
.legal-layout{display:grid;grid-template-columns:220px minmax(0,760px);gap:80px;justify-content:center}
.legal-nav{position:sticky;top:110px;align-self:start;display:grid;gap:10px}
.legal-nav a{padding:9px 0;border-bottom:1px solid var(--line);font-weight:700}
.legal-content section+section{margin-top:100px;padding-top:70px;border-top:1px solid var(--line)}
.legal-content h1{font-size:clamp(42px,6vw,68px)}
.legal-content h2{font-size:21px;margin:36px 0 8px}
.legal-content a{text-decoration:underline;text-underline-offset:3px}
.review-needed{color:#9a2f22}
.legal-footer{border-top:1px solid var(--line);padding:30px 0;display:flex;justify-content:space-between;gap:20px}
@media(max-width:1000px){.service-grid{grid-template-columns:repeat(2,1fr)}
.main-nav{display:none;position:absolute;top:80px;left:0;right:0;background:#fff;padding:20px;box-shadow:0 16px 30px rgba(0,0,0,.12);flex-direction:column;align-items:stretch}
.main-nav.is-open{display:flex}
.menu-button{display:block;background:#111;color:#fff;border:0;padding:10px 14px;font:inherit}
.legal-layout{grid-template-columns:1fr}
.legal-nav{position:static;display:flex;gap:24px}
}
@media(max-width:800px){.hero-grid,.calculator-grid,.profile-grid,.contact-grid{grid-template-columns:1fr}
.hero-copy{padding-right:0}
.hero-portrait,.profile-image{height:520px;max-height:520px}
.hero-benefits,.steps{grid-template-columns:1fr 1fr}
.footer-grid{grid-template-columns:1fr}
.footer-grid div{justify-content:start}
}
@media(max-width:560px){.container{width:min(100% - 28px,1180px)}
.service-grid,.hero-benefits,.steps,.check-grid{grid-template-columns:1fr}
.logo-link img{width:190px}
h1{font-size:44px}
.hero-actions,.legal-footer{align-items:stretch;flex-direction:column}
.button{width:100%}
.legal-nav{gap:14px}
.legal-page{padding-top:45px}
}